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Get liquidity while keeping your investments intact.
Get liquidity while keeping your investments intact.
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By accessing, browsing, or using the platform and services provided by [Company Name] (“Company,” “We,” or “Our”), you agree to comply with and be bound by these Terms & Conditions, along with any applicable privacy policies, guidelines, or rules posted elsewhere on the platform. If you do not agree to these Terms, you should immediately stop using our platform and services.
This agreement governs your use of all our platforms, including mobile apps, websites, and any other form of services provided by the Company. Any updates to the Terms will be posted on this page, and they will take effect as soon as they are published. Continued use of the platform after such changes will signify your acceptance of the revised Terms.
We reserve the right to modify, amend, or replace these Terms at any time, in whole or in part, without prior notice. You should periodically review this page to ensure you understand any changes made. If you disagree with the updated Terms, you must stop using the platform immediately.
These Terms represent a legally binding agreement between you and the Company. By accepting these Terms, you affirm that you are capable of entering into legal agreements, and any actions you take on the platform are done so with full legal capacity.
“Services”: Refers to all products, features, and services offered by the Company, including but not limited to financial products like loans, investment opportunities, asset management, financial advice, and related services.
“Platform”: Refers to the website, mobile apps, and other interfaces through which the Services are provided.
“User”: Refers to any individual or legal entity who uses or accesses the Platform, either by registering or browsing.
“Account”: The personal or business account you create on the Platform to access and utilize our Services.
“Third-Party Providers”: Refers to entities that offer services or products via our Platform, such as financial institutions, payment processors, or data analytics providers.
“Content”: Refers to any text, images, video, or other materials provided through the Platform.
“Loan”: Refers to any financial loan provided by the Company to the User, secured against assets such as stocks, mutual funds, or gold.
To access and use the Services, you must meet certain eligibility criteria:
You may not use the Platform for:
The Company reserves the right to suspend or terminate your Account if you violate these Terms, engage in fraudulent activity, or breach any applicable laws or regulations.
By using the Platform, you agree to the following:
As a User, you agree to:
The Company offers various financial services, each governed by its own terms and conditions.
We offer secured loans where you can pledge assets such as stocks, mutual funds, and digital gold as collateral.
We provide access to various investment products such as mutual funds, stocks, and bonds through third-party partners.
Our platform connects you with certified financial advisors for financial planning, investment strategies, and related services.
Your privacy is important to us. Our Privacy Policy governs how we collect, use, and protect your personal data when you use the Platform.
The types of personal information we may collect include:
We collect and process your data to:
We do not sell your personal information. However, we may share your data with trusted third-party providers for the purpose of fulfilling your requests or complying with legal obligations.
Our Platform may integrate with third-party service providers, including but not limited to payment gateways, financial institutions, and data analytics providers. These third-party services are governed by their own separate terms and conditions, which you should review before using their services.
We are not responsible for the actions or omissions of third-party service providers. If you use their services, you do so at your own risk. We disclaim any liability for any damages or losses incurred through the use of third-party services.
You agree to indemnify and hold the Company harmless from any claims, losses, or damages arising from your use of third-party services or interactions with third-party providers.
To the fullest extent permitted by law, the Company shall not be liable for:
These Terms are governed by the laws of [Insert Jurisdiction], without regard to its conflict of laws principles. Any disputes arising from these Terms will be resolved through binding arbitration, conducted in [Insert Jurisdiction] or another mutually agreed-upon location.
Any claims or disputes shall be resolved through arbitration under the rules of the [Insert Arbitration Institution]. The decision of the arbitrator shall be final and binding.
If arbitration is not required or is unsuccessful, any legal action shall be subject to the jurisdiction of the courts located in India.
We reserve the right to modify or amend these Terms at any time. Any changes will be posted on this page and will become effective immediately upon publication. It is your responsibility to periodically review these Terms.
All content available on the Platform, including but not limited to text, graphics, images, logos, design, trademarks, audio, video, and software, is the property of [Company Name] or its licensors and is protected by intellectual property laws. You may not copy, reproduce, distribute, transmit, display, perform, or otherwise use the content for any commercial purpose without the express written consent of the Company.
By accessing the Platform, the Company grants you a limited, non-transferable, and revocable license to access and use the content solely for personal, non-commercial purposes. This license does not allow you to modify, sell, or create derivative works from the content without prior permission.
You may upload, post, or transmit certain content to the Platform. You retain ownership of your content, but by submitting it, you grant the Company a worldwide, royalty-free, perpetual, and irrevocable license to use, display, reproduce, modify, distribute, and create derivative works based on your content.
If you believe your intellectual property rights have been infringed by any content posted on the Platform, please contact us immediately with details, including proof of ownership. We will investigate and take appropriate action, which may include removing infringing content or suspending the violator’s account.
By using the Platform, you agree to comply with all applicable laws and regulations. You agree that you will not engage in any conduct that disrupts or interferes with the normal operation of the Platform or violates the rights of others. Specifically, you agree not to engage in the following:
You will not use the Platform to harass, abuse, or harm another person, including sending threatening or offensive messages or content. Any inappropriate behavior may result in the suspension or termination of your account.
You must not use the Platform for fraudulent purposes. This includes misrepresentation of information, providing false or misleading data, or attempting to exploit any features for illegal or improper gain. You agree to indemnify the Company from any claims or damages arising from fraudulent activities linked to your account.
You will not attempt to circumvent or bypass any security or authentication measures on the Platform. This includes hacking, reverse engineering, or otherwise trying to gain unauthorized access to the Platform or other users’ accounts.
You will not impersonate any individual or entity, including any employee, agent, or other users, in a manner that may mislead, confuse, or deceive others about your identity or affiliation.
We take the security of your personal and financial information seriously. We employ industry-standard security protocols to protect the Platform from unauthorized access, use, or disclosure of your personal data. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.
We utilize encryption and secure communication protocols (e.g., SSL, TLS) to protect sensitive data during transmission, including personal and financial information provided when applying for loans or making investments.
While we take extensive measures to secure your information, you also have a role in maintaining the security of your account. This includes:
In the event of a data breach, we will notify affected users within a reasonable time frame and provide necessary guidance on steps to mitigate potential risks, such as changing passwords or monitoring account activity. Users will be informed of the breach via email or other communication channels.
The Company shall not be held liable for any delay or failure in performance of its obligations under these Terms if such delay or failure is due to circumstances beyond its reasonable control, including but not limited to:
You agree to indemnify and hold harmless the Company, its affiliates, employees, agents, and third-party partners from and against any claims, damages, liabilities, losses, or expenses (including attorney's fees) arising from:
In the event of a dispute arising from or in connection with these Terms, the following process will be followed:
Before resorting to formal legal action, both parties agree to attempt to resolve any disputes informally. You may contact the Company’s support team, and we will make a good faith effort to resolve the issue in a timely manner.
If informal resolution is unsuccessful, any dispute, claim, or controversy arising out of or relating to these Terms shall be resolved by binding arbitration in [Insert Jurisdiction]. The arbitration shall be conducted by an independent arbitrator who will have the authority to resolve disputes in a fair and unbiased manner.
If either party wishes to appeal an arbitration decision, or if arbitration is not enforceable in your jurisdiction, the dispute will be resolved in the competent courts of [Insert Jurisdiction].
To be eligible for a loan, the user must meet the following conditions:
The process to apply for a loan against your assets typically follows these steps:
The repayment terms for loans are as follows:
If you fail to make a payment by the due date, you will be subject to penalties.
We offer a range of investment products, including mutual funds, stocks, and digital gold.
Investments come with inherent risks, including market risk, credit risk, and liquidity risk.
We are committed to safeguarding your personal information and complying with relevant privacy laws.
This privacy policy constitutes a legal agreement between you, as a user of the platform and us, as the owner of the platform. You must be a natural person who is at least 18 years of age. This Privacy Policy seeks to comply with the provisions of the Information Technology Act, 2000 (“Act”) and the Information Technology (Reasonable security practices, procedures and sensitive personal data or information) Rules, 2011 ("Rules") that require publishing of the Policy for collection, use, storage and transfer of sensitive personal data or information. We may also allow our group companies, affiliates and subsidiary companies, and third parties to use our Platform to offer their products and services to you, under applicable terms and conditions specified on our Platform from time to time.
We are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our platform, use our services, and engage in activities that involve the sharing of personal and financial data. It also outlines the rights you have regarding the information you share with us.
By accessing or using our services, you agree to the terms of this Privacy Policy and consent to the practices described herein. It is important that you read and understand this document, as it explains how we handle your data to create a safe, secure, and personalized experience.
Our services require the collection of various types of personal, financial, and usage-related data to function effectively. This section provides a detailed breakdown of the data we collect, how we collect it, and the various reasons for doing so.
Personal information encompasses data that allows us to directly identify you. This information is collected primarily through interactions with our platform, such as when you sign up, fill out forms, or engage with customer support.
This includes optional information such as age, gender, marital status, education, and employment status. While not required, this helps us provide tailored services and content that may be relevant to you.
For specific services that require identity verification, such as credit applications or legal compliance (e.g., anti-money laundering checks), we may collect information like your Aadhaar number, PAN (Permanent Account Number), or other government-issued identification numbers.
We also collect content you generate during your interaction with our platform, such as feedback, reviews, or comments. This helps us understand your preferences and improve our services.
The financial data we collect is crucial for processing transactions, offering financial products, and assessing the suitability of services we provide.
Usage data refers to information about how you interact with our services. This helps us analyze user behavior, identify potential areas of improvement, and enhance your experience.
To enhance the accuracy of our data and verify certain details, we may collect information from third-party providers.
We may use your data to resolve disputes, handle claims, or address complaints regarding the use of our services. This could involve sharing your information with third-party arbitrators or legal professionals when necessary.
We may use the data we collect to target specific demographics with marketing campaigns tailored to their preferences. For example, if you’ve shown interest in financial products, we may send you promotional offers or new product information.
By analyzing your usage patterns and preferences, we can display content that we believe will be relevant to you. This could include articles, product recommendations, or updates about our services.
We may use your data to invite you to participate in surveys, polls, or feedback collection. This helps us understand your experience and gather insights to improve our services.
We prioritize the security of your personal and financial information. This section outlines the measures we take to safeguard your data and prevent unauthorized access, disclosure, or alteration.
We use industry-standard encryption protocols to protect sensitive data. This ensures that your personal, financial, and payment data are encrypted during transmission and while stored in our systems.
Our website and platform use Secure Socket Layer (SSL) certificates to provide a secure connection between your browser and our servers. This prevents eavesdropping and tampering with your data during transmission.
We implement role-based access controls to ensure that only authorized personnel have access to sensitive data. Employees and contractors are only given access to the data they need to perform their tasks.
We use strong authentication methods to protect your account, such as multi-factor authentication (MFA). This ensures that only you can access your account.
We store data in multiple secure locations to protect it from loss due to system failures. Regular backups are taken to ensure the integrity of your information in case of emergencies.
Our servers are protected by firewalls and intrusion detection systems that monitor for any unauthorized access attempts or security breaches.
We provide users with guidance on securing their accounts and identifying potential threats such as phishing emails or fraudulent websites. By educating you about online safety, we can reduce the risk of unauthorized access.
We encourage users to create strong passwords and change them regularly. Additionally, we advise against reusing passwords across multiple platforms to further protect your data.
As an Indian user, you have specific rights regarding your personal data. This section explains those rights in detail and how you can exercise them.
You have the right to request access to the personal data we hold about you. This can include details about the type of data collected, the purpose of the processing, and how long the data is retained.
If you wish to transfer your personal data to another service provider, you can request that we provide your data in a structured, commonly used, and machine-readable format.
If you believe that any of the data we hold about you is inaccurate or incomplete, you have the right to request corrections. We will take the necessary steps to rectify any errors promptly.
You can request that we delete your personal data in certain circumstances, such as when you no longer need our services or when the data is no longer necessary for the purposes for which it was collected.
In some cases, you have the right to object to the processing of your data. If your data is being processed for marketing purposes or based on legitimate interests, you can ask us to stop processing it.
You can request that we limit the processing of your data if you believe the data is inaccurate, if you believe the processing is unlawful, or if you need the data to establish, exercise, or defend legal claims.
If we process your data based on your consent, you have the right to withdraw that consent at any time. This will not affect the legality of the processing that occurred before the withdrawal.
Empowering Your Financial Journey with Tailored Solutions
At Our Company we understand that life’s financial needs often don’t follow a predictable path.
Whether you’re facing unexpected expenses, funding a business opportunity, or simply making a strategic investment,
access to fast, secure, and flexible funds can be crucial. That’s where we come in.
We specialize in providing loans against your investments in stocks, mutual funds, and digital gold. These assets are often the backbone of your wealth, and we’re here to help you unlock their value without the need for a traditional loan application process. Our easy-to-navigate services ensure you can access funds when you need them the most.
By leveraging your existing investments, we offer a streamlined and accessible way to obtain capital, helping you overcome financial hurdles with confidence. Our goal is to make borrowing against your assets straightforward, fast, and hassle-free, giving you peace of mind and a reliable financial lifeline.
Our vision is to redefine the way individuals and businesses access liquidity. We aspire to be the go-to partner for people who wish to unlock the value of their stocks, mutual funds, and digital gold holdings, all while maintaining full control over their investments. We aim to provide innovative, customer-first solutions that empower our clients to take charge of their financial futures.
We offer a range of flexible loan solutions tailored to meet your unique financial needs. Our services allow you to use valuable assets as collateral, giving you access to funds without the need to liquidate your investments.
Ready to unlock the value of your assets? Applying for a loan against your stocks, mutual funds, or digital gold is easy with us. Our process is designed to be quick, secure, and hassle-free.